5-4 续表 continued |  |
单位：万元 |  | (10 000 yuan) |
项目 | Item | 2004 | 2005 |
年末余额 | 比年初增减 | 年末余额 | 比年初增减 |
| Increase |  | Increase |
Balance | Over the | Balance | Over the |
at the | Year- | at the | Year- |
Year-end | beginning | Year-end | beginning |
各项贷款 | Loans | 42580292 | 5335186 | 45090863 | 5556316 |
短期贷款 | Short-term Loans | 23483053 | 2433020 | 22529344 | 1555881 |
工业贷款 | Industry Loans | 5863692 | 649393 | 5095220 | 563223 |
商业贷款 | Commercial Loans | 5339669 | 84688 | 5263813 | 307528 |
#农副产品贷款 | Loans of Agricultural and Sideline Products | 3335391 | 98654 | 3581305 | 245914 |
建筑业贷款 | Construction Loans | 514806 | -13698 | 564745 | 49915 |
农业贷款 | Agricultural Loans | 4204527 | 886005 | 4564894 | 724116 |
乡镇企业贷款 | Loans to the Township Enterprises | 1054317 | -150038 | 1085624 | 227493 |
三资企业贷款 | Loans to Sino-foreign Joint Venture and | 43471 | -3277 | 24046 | -15288 |
| Cooperative Enterprises and |  |  |
| Foreign-funded Enterprises |  |  |
私营企业及个体贷款 | Loans to Private Enterprises and Individuals | 246350 | 68980 | 300358 | 19672 |
其他短期贷款 | Other Short-term Loans | 6216220 | 910966 | 5630644 | -320778 |
#个人消费贷款 | #Loans to Personal Expenditure | 245239 | -16834 | 251270 | -25769 |
中期流动资金贷款 | Medium-term Circulating Funds of Loans | 2076076 | 247560 |  |
中长期贷款 | Medium-term and Long-term Loans | 15833411 | 2724776 | 21018950 | 3619496 |
基本建设贷款 | Capital Construction | 9705651 | 1644894 | 11168649 | 1761594 |
技术改造贷款 | Technical Innovation | 403066 | 93047 | 753235 | 334170 |
其他中长期贷款 | Other Medium-term&Long-term Loans | 5724694 | 986835 | 9097066 | 1523732 |
#个人消费贷款 | #Loans to Personal Expenditure | 2588192 | 677232 | 2917518 | 322265 |
信托贷款 | Trusted Loans | 24835 | 2650 | 19803 | -5032 |
融资祖赁 | Circulating Funds Tenancy |  |  |
委托贷款 | Commission Loans | 1333 | -11486 | 1103 | -230 |
票据融资 | Financing From Bills | 1095183 | -64390 | 1463934 | 368751 |
#贴现 | #Discount | 1095183 | -64390 | 1463934 | 368751 |
各项垫款 | All Funds Advanced to Be Paid Back Later | 66401 | 3056 | 57729 | 17450 |
有价证券及投资 | Securities and Investment | 1191817 | 66032 | 2369850 | 320871 |
应收及预付款项 | Account Receivable and Advance Payment | 562252 | -97151 | 361099 | -183683 |
#应收利息 | #Receivable Interest | 296450 | -88032 | 88628 | -208575 |
同业往来 | Inter-bank Credits | 104678 | -20840 | 37384 | -66156 |
委托投资 | Consigned Investment | 12563 | -559 |  |
金银占款 | Purchase of Gold and Silver |  |  |
外汇占款 | Purchase of Foreign Exchanges | 4036 | 376 | 15541 | 11505 |
固定资产 | Fixed Assets | 1546197 | 54844 | 1648669 | 115834 |
库存现金 | Vault Cash | 663911 | 103582 | 689023 | 25099 |
资金运用总计 | All Uses | 46665747 | 5441470 | 63951975 | 11928177 |