5-7 续表 continued |  |
单位：万元 |  | (10 000 yuan) |
项目 | Item | 城市信用社 | 农村信用社 |
Urban Credit Cooperative | Rural Credit Cooperative |
年末余额 | 比年初增减 | 年末余额 | 比年初增减 |
| Increase |  | Increase |
Balance | Over the | Balance | Over the |
at the | Year- | at the | Year- |
Year-end | beginning | Year-end | beginning |
各项贷款 | Loans | 81626 | 24645 | 7281875 | 773974 |
短期贷款 | Short-term Loans | 79279 | 23809 | 6729840 | 627686 |
工业贷款 | Industrial Loans | 4996 | 589 |  |
商业贷款 | Commercial Loans | 763 | 422 |  |
收购贷款 | Buying Loans |  |
建筑业贷款 | Construction Loans |  | 1900 | 1900 |
农业贷款 | Agricultural Loans |  | 4289201 | 412164 |
乡镇企业贷款 | Loans to Township Enterprises |  | 858978 | 20373 |
三资企业贷款 | Loans to Sino-foreign Joint Venture and Cooperative |  |  |
| Enterprises and Foreign-funded Enterprises |  |  |
私营企业及个体贷款 | Loans to Private Enterprises and Individuals | 49452 | 30384 | 2291 | -28964 |
其他短期贷款 | Other Short-term Loans | 24068 | -7586 | 1577470 | 222213 |
个人消费贷款 | Loans to Personnal Expenditure |  | 19870 | 6140 |
中期流动资金贷款 | Medium-term Circulating Funds of Loans |  |  |
中长期贷款 | Medium-term & Long-term Loans | 809 | -7 | 491558 | 122154 |
基本建设贷款 | Capital Construction | 300 | -516 | 5236 | 5236 |
技术改造贷款 | Technical Innovation |  |  |
其他中长期贷款 | Other Medium-term&Long-term Loans | 509 | 509 | 486322 | 116918 |
#个人消费贷款 | #Loans to Personnal Expenditure | 509 | 509 | 35898 | 19555 |
票据融资 | Financing From Bills | 1538 | 843 | 60452 | 24189 |
#贴现 | #Discount | 1538 | 843 | 60452 | 24189 |
各项垫款 | All Funds Advanced to Be Paid Back Later |  | 25 | -55 |
有价证券及投资 | Securities and Investment | 17000 | 11000 | 986264 | 183946 |
应收及预付款 | Receivable and Advance Payment | 951 | 180 | 198106 | 5367 |
#应收利息 | #Receivable Interest | 37 | 11 | 17573 | -2887 |
买入返售证券 | Buying Securities of Resold |  | 319721 | 34220 |
缴存准备金存款 | Hand in Deposits of Prepared Funds | 31461 | 17836 | 1861153 | -130054 |
存放中央银行特种存款 | Special Deposits in the Central Banks |  |  |
缴存中央银行财政性存款 | Treasury Deposits in the Central Banks |  | 1583 | 72 |
同业往来 | Inter-bank Credits | 28285 | -2006 | 595512 | -65922 |
存放同业 | Deposits | 28285 | -2006 | 584478 | -64622 |
拆放同业 | Debit |  | 11034 | -1300 |
代理金融机构贷款 | Loans from Agent of Financial Institutions |  | 21998 | -52449 |
#代理人行专项贷款 | #Loans for Special Items from Agent |  |  |
| of People's Bank |  |  |
库存现金 | Vault Cash | 1450 | 221 | 288578 | 6329 |
资金运用总计 | All Uses | 160773 | 51876 | 11554790 | 755483 |
162 |