单位：万元 | 5-7 续表 continued | (10 000 yuan)
项目 | Item | 城市信用社 | 农村信用社
Urban Credit Cooperative | Rural Credit Cooperative
年末余额 | 比年初增减 | 年末余额 | 比年初增减
| Increase |  | Increase
Balance | Over the | Balance | Over the
at the | Year- | at the | Year-
Year-end | beginning | Year-end | beginning
各项贷款 | Loans | 40065 | 7387 | 6261364 | 920949
短期贷款 | Short-term Loans | 38808 | 8285 | 5935797 | 883815
工业贷款 | Industrial Loans | 1299 | -213 |
商业贷款 | Commercial Loans | 1600 | 419 |
收购贷款 | Buying Loans |  |
建筑业贷款 | Construction Loans | 160 | -123 |
农业贷款 | Agricultural Loans |  | 3812935 | 857135
乡镇企业贷款 | Loans to Township Enterprises | 265 | 265 | 773733 | -161701
三资企业贷款 | Loans to Sino-foreign Joint Venture |  |
| and Cooperative Enterprises |  |
| and Foreign-funded Enterprises |  |
私营企业及个体贷款 | Loans to Private Enterprises and Individuals | 13996 | 1457 | 5950 | -2267
其他短期贷款 | Other Short-term Loans | 21488 | 6480 | 1343179 | 190648
个人消费贷款 | Loans to Personnal Expenditure |  | 16401 | 6164
中期流动资金贷款 | Medium-term Circulating Funds of Loans |  |
中长期贷款 | Medium-term & Long-term Loans | 1257 | -898 | 299464 | 34972
基本建设贷款 | Capital Construction | 1257 | -898 | 867 | 867
技术改造贷款 | Technical Innovation |  |
其他中长期贷款 | Other Medium-term&Long-term Loans |  | 298597 | 34105
#个人消费贷款 | #Loans to Personnal Expenditure |  | 20754 | 8650
票据融资 | Financing From Bills |  | 26102 | 2162
#贴现 | #Discount |  | 26102 | 2162
各项垫款 | All Funds Advanced to Be Paid Back Later |  |
有价证券及投资 | Securities and Investment | 6000 | 1930 | 737230 | 97712
应收及预付款 | Receivable and Advance Payment | 494 | 72 | 102374 | -3278
#应收利息 | #Receivable Interest | 120 | -1 | 29971 | -8159
买入返售证券 | Buying Securities of Resold |  |
缴存准备金存款 | Hand in Deposits of Prepared Funds | 16784 | 1460 | 1941851 | 836285
存放中央银行特种存款 | Special Deposits in the Central Banks |  |
存放中央银行财政性存款 | Treasury Deposits in the Central Banks |  | 2163 | 2116
同业往来 | Same Trade Current Account | 10892 | 2888 | 805891 | -229460
存放同业 | Deposits | 10892 | 2888 | 792081 | -223754
拆放同业 | Debit |  | 13810 | -5706
代理金融机构贷款 | Loans from Agent of Financial Institutions |  | 5102 | -10363
#代理人行专项贷款 | #Loans for Special Items from Agent |  | 467 | 432
| of People's Bank |  |
库存现金 | Vault Cash | 985 | 380 | 298760 | 59350
外汇占款 | Purchase of Foreign Exchanges |  |
资金运用总计 | All Uses | 75220 | 14117 | 10154737 | 1673311
146